www.e-expatriat.es since 03/2009

 

( Sociedad de agencia de seguros vinculada   Linked insurance agencyAccident Insurance Boating insurance Car Insurance Golf insurance Sanitas - health and dental  insurance plans in Spain Household Insurance Hunting insurance Life insurance Motorbike Insurance Travel insurance Civil Liability Insurance Insurance for Small and medium sized enterprises (SMEs) Insurance for Electrical Equipment  Insurance for Haulage Companies Insurance for Companies selling or renting equipment (eg leasing) Machinery Breakdown Insurance Office Insurance Shop Insurance

 

Are you planning to return to the UK from abroad? (a Mainly Health Plans SL website

 

war zone travel / dangerous sports and occupations / Schengen compliant travel insurance...

Worldwide Health Options  (Castellano)

    

CONTENTS

 

Getting in touch

 

How your plan works

( Our service / What happens if you need treatment? / Treatment in the USA / How to claim ( How your claim is processed Direct settlement Pay and claim  ) / How you will be paid ( Which currency will you be paid in? / How much will you be paid? / Discretionary payments / Treatment after an accident ) )

 

Worldwide Medical Insurance ( What is covered? / Staying in hospital overnight or as a day-case ( Note 0.0 )/ Parent accommodation ( Note 0.1 ) / Nursing care (Note 0.2 ) / Operating room, medicines and surgical dressings (Note 0.3) / Intensive care. Intensive therapy, coronary care and high dependency unit (Note 0.4)/ Surgery, including surgeons', anaesthetists' and assistants' fees (Note 0.5 ) / Specialists' consultation fees (Note 0.6)/ Pathology. X-rays, diagnostic tests and therapies (Note 0.7)/ Rehabilitation (Note 0.8)/ Advanced imaging (Note 0.9) / Psychiatric treatment overnight in hospital, including room, board and treatment costs (Note 0.10) / Psychiatric treatment as a day-case, including room, board and treatment costs (Note 0.10) / Prosthetic implants and appliances (Note 0.11)/ Prosthetic devices (Note 0.11) / Childbirth and treatment in hospital (Note 0.12) / Childbirth at home (Note 0.12) / Newborn care (Note 0.13) /  Cancer treatment (Note 0.14) / Transplant services (Note 0.15)/ Hospice and palliative care (Note 0.16)/ Local road ambulance (Note 0.17)/ Local air ambulance (Note 0.18) / Home nursing (Note 0.19)/ Hospitalisation cash benefit (Note 0.20)/ Emergency dental treatment (Note 0.21)/ Treatment of congenital and hereditary conditions (Note 0.22) )

 

Options:

 

Worldwide Medical Plus ( Specialists' consultation and doctors' fees ( Note 1.0 ) / Physiotherapy, osteotherapy and chiropractor treatment ( Note 1.1 ) / Consultations and treatment with complementary therapists ( Note 1.2 ) / Psychiatrists' and psychologists' fees (Note 1.3) / Speech therapy ( Note 1.4 ) / Pathology, X-rays and diagnostic tests ( Note 1.5 ) / Young child care ( Note 1.6 ) / Maternity (Note 1.7) / Accident-related dental treatment ( Note 1.8 ) / Transplant services ( Note 1.9 ))

 

Worldwide medicines and equipment ( Prescribed medicines and dressings ( Note 2.0 ) / Durable medical equipment rental ( Note 2.1 ) / Long-term prescription medicines ( Note 2.2 ) )

 

Worldwide Wellbeing ( Screening and prevention ( Full health screen (Note 3.0) / Mammogram (Note 3.1) / Papanicolaou (PAP) test (Note 3.1)/ Prostate cancer screen (Note 3.1)/ Colon cancer screen (Note 3.1)/ Bone densitometry (Note 3.1) / Four dietetic consultations (Note 3.2) / Vaccinations (Note 3.3) ) / Dental (Note 3.4) (Preventive (Note 3.5) / Routine and major restorative (Note 3.6)/ Orthodontic (Note 3.7) ) / Optical ( Eye test (including consultation) (Note 3.8) /  Spectacle lenses (Note 3.9) / Contact lenses (Note 3.9) / Spectacle frames (Note 3.10) ) )

 

Worldwide evacuation ( Medical evacuation (Note 4.0) / Medical repatriation (Note 4.1)/ Travel cost for an accompanying person (Note 4.2)/ Travel cost for the transfer of minor children (Note 4.3 ) / Living allowance (Note 4.4)/ Repatriation of mortal remains (Note 4.5) / Compassionate visit and return (Note 4.6)/ Compassionate visit living allowance (Note 4.6) )

 

Deductibles ( How will claims be paid? / Changing your deductible  )

 

General exclusions ( 5.0 We do not pay for addictive conditions and disorders / 5.1 Artificial life maintenance / 5.2 Birth control / 5.3 Conflict and disaster / 5.4 Convalescence and admissions for general care, or staying in hospital for.. /

5.5 Cosmetic treatment / 5.6 Developmental problems / 5.7 Donor organs / 5.8 Experimental treatment / 5.9 Eyesight / 5.10. Foetal surgery / 5.11 Footcare / 5.12 Health hydros, nature cure clinics etc / 5.13 Infertility treatment / 5.14 Obesity / 5.15 Personality disorders / 5.16 Pre-existing conditions / 5.17 Preventive treatment / 5.18 Reconstructive or remedial surgery / 5.19 Self-inflicted injuries / 5.20 Sexual problems and gender issues / 5.21 Sleep disorders / 5.22 Temporomandibular joint (TMI) disorders / 5.23 Travel costs for treatment / 5.24 Unrecognised physician, providers or facilities  / 5.25 USA treatment  )

 

Important information ( your membership ( Our legal agreement / What forms my membership? / What happens if I move? / Country of residence / citizenship / When does my membership begin? / What happens on my anniversary? / Can I cancel my membership? / Ending your membership / Refunding your subscriptions / How can I change my plan? /

Adding members to your plan / New membership certificates / How are my subscriptions calculated? / How do I pay my subscriptions and other charges? / What happens if I don't pay? / Will the amount I pay change? / Bank charges ) / Making a complaint / useful notes and legal information (Other parties / Correspondence / Applicable law / False information ) / Glossary )

 

Worldwide Health Options - mobile / cellphone version