www.e-expatriat.es since 03/2009 contact / contacto   'sociedad de agencia de seguros vinculada' mobile / móvil  Who are we?/  insurance products - English agent: Spain and worldwide /  linked to ..

 

Liberty Commercial Premises insurance  (Castellano)

    

3 Covers

 

A. Basic covers

 

A.1. Material damage or losses sustained by the building and / or contents

 

Pursuant to the limits and conditions agreed in the policy, direct material damage and / or losses sustained by the building or contents are covered, including items construed as valuable objects, providing the value does not exceed euros 1,800, and items of a higher value that are expressly listed in the schedule, according to the scope and limits detailed below for each of the following covers.

 

THE FOLLOWING IS NOT COVERED:

 

Valuable objects, of which the unit value is more than euros 1,800 and which are not listed in the schedule of the policy.

 

 

1. Fire, explosion or implosion, lightning

 

2. Water damage 

 

3. Vandalism or riotous acts 

 

4. Natural phenomena

 

5. Flooding 

 

6. Smoke 

 

7. Impact 

 

8. Sound waves 

 

9. Spilling or leaking of extinguishing devices

 

10. Electrical damages.htm 

 

11. Temporary removal 

 

12. Breakage of glass

 

 

A.2. Expenses and losses associated with material damages

 

B. Optional covers 

 

4. Risks excluded from all guarantees