32. Communications
- All notices addressed to the insurer by the policyholder or the insured shall be made at the registered offices of the insurer as indicated in the policy; however, if they are made an an insurance agent, they shall have to same effect as if they had been made at said office. Likewise, the payment of the premium receipts by the policyholder to an insurance broker shall be construed as having been made to the insurer, unless agreed otherwise.
- All notices from the insurer to the policyholder and, where applicable, to the insured, shall be made at their residence, as stated in the policy, unless they have notified the insurer of a change in residence.
- All notices made by an insurance broker to the insurer on behalf of the policyholder or the insured shall have the same effect as if these latter had made them, unless indicated otherwise by them. The express approval of the policyholder shall be required, at all times, to enter into a new contract or modify or terminate the insurance contract currently in force.
- All notices from the insurer to the policyholder or insured may be made through the insurance agent who intervened in the policy.