26. Recourse
- The insurer may sue the insured for the cost of the indemnity it has had to pay as a result of the exercise of direct action by the injured party or its entitled dependents when the damage caused to a third party resulted from wilful misconduct on the part of the insured.
- The insurer may likewise file a claim for those damages caused to it by the insured and / or the policyholder in the cases and situations set forth in the policy and require the reimbursement of any indemnity it has had to pay to third parties damaged by losses not covered by the insurance.